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Opening hours

Mon 09:30 AM-05:00 PM
Tue 09:30 AM-05:00 PM
Wed 09:30 AM-05:00 PM
Thu 09:30 AM-05:00 PM
Fri 09:30 AM-05:00 PM
Sat 09:30 AM-03:30 PM
Sun Closed

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About Us

Your Local Credit Union providing Competitive Savings and Loans in Monaghan.

The Credit Union in Monaghan is a thriving organisation serving the people of the the whole of County Monaghan.

The Credit Union is there to serve the people by giving them low cost loans and a great place to save money for the future.

At your local branch they offer more than just loans and savings in Monaghan. We  offer a wide range of services, including:

  • General insurance
  • Car insurance
  • Home insurance
  • Health insurance
  • Travel insurance
  • Repayment protection insurance
  • Loan protection insurance
  • Life savings insurance
  • Savings accounts
  • Savings incentives
  • Loans
  • Payroll deductions
  • Foreign exchange
  • Standing order
  • Speedy lodgement

With loans in Monaghan that you can get from 1, 3 and 5 years, it gives people the time for repayment and you can repay the loan earlier with no penalty and the flexibility to make larger repayments than agreed with no penalty.

Monaghan Credit Union
  • Services Include:
    • Savings accounts and Savings incentives:

      We offer an easy savings system and saavings incentive with great interest rates, dividend return on savings paid annually, bank transfers, standing order facilities and internet banking. Making it easy to start saving today.

    • Larry the Leprechaun – Childrens Saving Stamp Scheme:

      We offer a fantastic savings scheme for our younger customers. Larry the Leprechaun – Childrens Saving Stamp Scheme is there to encourage junior members to save in the Credit Union for the future.

    • General Insurance:

      With our General Insurance services you can get affordable cheap cover to keep you protected from all those little problems, including car insurance, home insurance, health insurance, travel insurance, repayment protection insurance, loan protection insurance, life savings insurance, etc. Call instore or visit our website today for further details.

    • Foreign exchange and Travel Insurance:

      Heading away for a long weekend or your summer holidays? The Monaghan Credit Union provide foreign exchange services, including all currency exchange and travel insurance are all available. Simply call in or pick up the phone for a quick quote.

    • Speed lodgement:

      We provide a speed lodgement facility 24 hours a day, 7 days a week. If you in a hurry or you are not able to visit the branch during opening hours, don't panic. The Speed box is positioned on the right, inside the main entrance door or after hours speeds can be lodged into the secure letter box, this is positioned to the right of the front door.

    • Standing order:

      Set up a standing order with your bank and they will forward a fixed amount weekly, fortnightly or monthly for payment to your Credit union account. Making saving easy.

    • Payroll deductions:

      Why not avail of our payroll deduction scheme? Your savings are deducted at source, you can grow your savings and repay your loans directly from your workplace and maintain and enhance your credit worthiness within the Credit Union. The convenient, stress-free way to conduct your Credit Union business.


    To find what is required for applying for a loan contact Monaghan Credit Union. For details on how to apply for a loan call us on 047-81810. We provide NO fees or charges and interest is calculated on the reducing loan balance. Repayments can be tailored to suit your needs. Monaghan Credit Union Ltd is regulated by the Central Bank of Ireland.Loans are subject to approval.

    Credit Union - Competitive Interest Rates:

    We give you the best rates so that you get the best deal and low cost repayments. Value for money in the tough times for all types of loans is important to us. We offer competitive interest rates and interest rebates for our members. Our members received a 5% interest rebate in 2011, 2014 & 2013.

    FREE Life Cover:

    Free Life Cover terms and conditions apply.

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    Monaghan Credit Union

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    We are Social

    • Winner of LIVE Car Draw! Congratulations to Francis Hughes, we were delighted to present your wife Dympna and yourself the keys to your new car with Maura Mullen MCU and David Berry Albert Berry Motors. Facebook.comApril 17

    • Doing up the house? 🏚❤️🏠✅ From converting the attic to replacing the floorboards (and everything in between), make sure you chat with us about our Special Home Improvement Loan Rate available from the 1st April to 31st May 2018, minimum loan amount €5,000. Contact us on 047-81810 for more details. Facebook.comApril 13

    • WE HAVE OUR WINNERS Congratulations to Daniel Mullen and Emmet McArdle. We hope you enjoy your €500 OHanrahan Travel 047-81133 vouchers. Facebook.comApril 11

    • We know at Monaghan Credit Union that this is an expensive time of year with Communion‘s and Confirmation‘s. Take the stress away and spread the cost over a term which YOU can manage, with no hidden costs or fees. Facebook.comApril 6

    • Check out Ellen as she explains 5 benefits of using the Monaghan Town Voucher and shopping local. Facebook.comApril 2

    • Congratulations to our winners in the Easter Hamper Draw! Our Facebook hamper winner was collected by Shauna Fox on behalf of Mary Fox and Charile Shalvey (Board Oversight Committee). The Member in-house winners were Colin Todd and Mairead Corr. Have a great weekend! Facebook.comMarch 31

    • Car Draw Live 🎉🚗🚙 Congratulations Francis Hughes from Tirmacmoe Castleshane! Facebook.comMarch 31

    • Congratulations Mary Fox You have won our Easter Hamper! PM us and we will arrange delivery/collection, Happy Easter! Facebook.comMarch 30

    • Happy Easter from everyone at Monaghan Credit Union. Easter Opening Hours Good Friday 9.30am to 1.30pm Holy Saturday 9.30am to 2.30 pm Closed: Easter Bank Holiday Monday Facebook.comMarch 30

    • FACEBOOK LIVE CAR DRAW Tune in to our Car draw Saturday morning from 11:30 and watch our draw take place LIVE! Facebook.comMarch 29

    • Congratulations to our 2nd winner of the Westenra Arms Hotel Meal for 2 vouchers! Our In-house winner was Sean McKeown. Facebook.comMarch 28

    • Monaghan Credit Union is excited to tell everyone that we have a fantastic draw for all our members for this wonderful Easter Hamper! To enter: LIKE, SHARE & Tag a friend. Good luck! Facebook.comMarch 26

    • Happy St. Patricks Day from all the staff at Monaghan Credit Union! We hope you have wonderful bank holiday weekend! Facebook.comMarch 17

    • Have your Credit Re-Union with Monaghan Credit Union? We are offering members who have not borrowed in over 3 years a special credit re-union rate. Whether you joined in the 60’s, 70’s, 80’s, 90,s or 00’s talk to us about your credit re-union loan. Click here to find out more https://www.monaghancu.ie/loan-calculator/ Loans are subject to approval, terms & conditions apply, minimum loan amount €2,000 Facebook.comMarch 14

    • HAPPY MOTHERS DAY We hope you enjoy your very special day this weekend and get spoiled by those at home. Facebook.comMarch 10

    • Feed up of the bad weather, feeling lucky? Talk to us about a holiday loan today! Facebook.comMarch 9

    • WINNERS ❄️ ⛄️ ❤️ Thank you to everyone who entered, they were all fantastic snow creations and we appreciate the hard work that went into them. Congratulations to the winners: 1st prize – Caroline Cassidy 2nd Prize – Deborah McPhillips 3rd Prize – Deanna Campbell Facebook.comMarch 6

    • WINNER WINNER Congrats to Niall Coyle on winning our Meal for two competition at the wonderful Westenra Arms Hotel! Monaghan Credit Union supporting local business. Apologies for the delay in announcing the winner. Facebook.comMarch 3

    • ℹThe office will be opened tomorrow (3rd of March), usual Saturday hours 9.30am to 2.30pm.ℹ Facebook.comMarch 2

    • Competition Time ❄️ ⛄️ ❤️ We are looking for the Best Snowman, Alien, Animal anything goes. 1st prize €50, 2nd prize €30, 3rd prize €20. Primary School Pupils only. Post your photos in the comments below. Good luck! Facebook.comMarch 2

    • ❄⚠️The office of Monaghan Credit Union will be closed today and tomorrow (1st and 2nd March) due to the adverse weather conditions.⚠️❄ We apologise for any inconvenience caused. Stay safe and warm. Facebook.comMarch 1

    • WIN a meal for two in the wonderful Westenra Arms Hotel. Like and Share this post and Tag the person you would treat. The winner will be announced on March 3rd. Monaghan Credit Union supporting local business. Facebook.comFebruary 27

    • Congratulations MaryRose McQuaid Winner of the In House Competition Supporting local business. The prize was a meal voucher for 2 in the Four Seasons Hotel Monaghan. Facebook.comFebruary 16

    • Congratulations Josephine Mc Gaughran! You have won our competition for a meal for 2 at the wonderful Four Seasons Hotel Monaghan. Thank you to everyone who entered! Facebook.comFebruary 14

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